“ALLOCATION OF LOSSES CAUSED BY UNAUTHORIZED PAYMENTS BETWEEN BANK AND ALLOCATION OF LOSSES CAUSED BY UNAUTHORIZED PAYMENTS BETWEEN BANK AND CLIENT”, SCGW, vol. 1, no. 6, pp. 551–563, Sep. 2019, Accessed: Oct. 03, 2025. [Online]. Available: https://js.ugd.edu.mk/index.php/scgw/article/view/3143