ENFORSMENT AGENT’S LIABILITY INSURANCE IN MACEDONIAN LAW
The focal point in this paper is the enforcement agent’s liability insurance
in the Macedonian legal system, analyzed from the aspect of mandatory
insurance. Having in mine that the subject of this insurance is legal
liability for personal injury or property damage sustained by third parties
arising during the course of the activities, this paper, firstly, shows the
civil liability of the enforcement agent as a specific kind of professional
liability, from the aspect of lex specialis legal regulation and legal theory.
This analysis builds on the enforcement agent’s liability insurance,
through the prism of its legal nature, legal sources and legal regulation.
Bearing in mind that a more detailed regulation of this type of liability
insurance is contained solely in the specific terms of the insurer, the focus
will be placed on their provisions in order to analyze their compliance
with the legal provisions as well as with one another. The ultimate goal
is: analyzing the specifics of the insurance should answer the question
whether it meets the goals of its existence - whether it is suitable to
provide protection of the damaged persons, while at the same time to
socialize the risk of performing professional activities, without losing the
sense of responsibility and without reducing the degree of attention of the
insured person - the enforcement agent.