IMPLICATIONS OF FINANCIAL INNOVATION ON BANKING SECTOR - APPLICATION OF NEW METHODS IN FINANCIAL BANKING. Yearbook - Faculty of Economics, [S. l.], v. 7, n. 1, p. 76–81, 2018. Disponível em: https://js.ugd.edu.mk/index.php/YFE/article/view/2423. Acesso em: 5 may. 2026.