IMPLICATIONS OF FINANCIAL INNOVATION ON BANKING SECTOR - APPLICATION OF NEW METHODS IN FINANCIAL BANKING

Abstract

From plead financial innovation known in the financial systems of course some belongs to the new methods used by banking institutions for the calculation of risks and the way of working. Liberalization that followed the financial markets allow a range of innovations that caused conditions that require regulations change. This paper analyzes the situation with the methods of calculations in banking. The goal should show that the rigidity and strength in regulatory measures must be strengthened, especially when it comes to banking institutions. These are institutions that could have broad implications for the financial system. Methods of operation are analysis of data and facts, comparison, synthesis and making conclusions.