TEMELKOV , Zoran. OVERVIEW OF NEOBANKS MODEL AND ITS IMPLICATIONS FOR TRADITIONAL BANKING. Challenges of Tourism and Business Logistics in the 21st Century, [S. l.], v. 3, n. 1, p. 156–165, 2021. DOI: 10.46763/YFNTS2031156t. Disponível em: https://js.ugd.edu.mk/index.php/YFNTS/article/view/4398. Acesso em: 16 oct. 2026.